If you are like most people, your financial hopes and aspirations seem more like a dream than a distinct possibility. Minimizing taxes, splitting income, maximizing RRSP contributions, paying off a mortgage, covering the cost of tuition are just some of the elements of your situation which should be considered in financial planning.

Your personal planning should encompass the following areas:

• Budgeting and cash flow management
• Retirement goals
• Compensation
• Estate planning
• Family education needs
• Investments
• Insurance requirements

The financial plan is one that is tailored to your individual needs, and must be regularly monitored to assess if revisions are required.

There is a number of planning services offered as well:

• Retirement and Education Planning
• Estate Freeze, Estate and Tax Planning
• Business Succession Planning
• Short-Term Investment Planning
• Full Financial Plan
• Charitable Giving Strategies
• Executive Pension Plans
• Retirement Compensation Arrangements
• Saving Money by Corporate Restructuring